固定利率現金ISA返現促銷活動

儲蓄從… 收入開始

起床 £500 存入或轉入新資金即可獲得現金回饋，並需開設固定利率現金ISA帳戶方可享有此優惠。須遵守相關條款及細則。

最高可賺取£500從 12 Jul 2026 到 14 Sept 2026

符合資格的存款可獲得現金回贈

滑動滑桿即可查看您可獲得的回贈優惠。

£85,000
£0£20,000£50,000£85,000£100,000£100K+
20,000英鎊 - 49,000英鎊£100現金回贈
您的存款總額£85,000
您符合以下條件：£250現金回贈
10萬英鎊或以上£500現金回贈
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在活動期間，您存入或轉入固定利率現金 ISA 帳戶的任何符合資格的新資金都將計入返現。

如何獲得資格？

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frci.campaign.qualify.step1.title步驟 1

追加資金

在推廣期間存入或轉入至少 20,000 英鎊的新資金。

  • 在推廣期間（2026 年 7 月 13 日至 9 月 15 日），存入和/或轉入 iFAST 全球銀行新資金。
  • 「新增資金」是指您尚未存入iFAST Global Bank的資金。在活動期間，您可以多次存入資金，直到達到您的年度個人儲蓄帳戶（ISA）限額。
  • 符合資格的存款和轉入資金可以合併計算，以增加您的合格總額。

我符合資格嗎？

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新資金注入 iFAST Global Bank

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開設固定利率現金個人儲蓄帳戶 (ISA)。

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符合條件的金額超過 20,000 英鎊

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2026年9月15日前存入或轉入

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資金將繼續投資至到期。

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有資格的

您符合所有條件

獲得的返現£250
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僅限英國居民，18歲以上，且持有有效的英國國民保險號碼（NINO）。

常見問題

To qualify, you must:

  • Deposit eligible New Funds into your iFAST Global Bank account during the Promotion Period.
  • Use those New Funds to subscribe to one or more eligible Fixed Rate Cash ISAs during the Promotion Period (13 July to 15 September inclusive).
  • Meet the minimum qualifying balance of £20,000.

New Funds are eligible funds received from an external bank or provider into your Multi-Currency Current Account (MCCA) or transferred into your Flexible Cash ISA during the Promotion Period.

Only New Funds received into your iFAST Global Bank account during the Promotion Period are eligible for cashback. Any balances you already held with the Bank before the Promotion Period began will not qualify.

No. Only eligible New Funds received during the Promotion Period included in the cashback calculation.

No. Funds withdrawn from your iFAST Global Bank account and later redeposited during the Promotion Period will not be treated as New Funds and will not be eligible for cashback.

Yes. Simply transferring New Funds into your account is not enough. Those funds must be used to subscribe to an eligible Fixed Rate Cash ISA during the Promotion Period.

Your qualifying balance is the lower of:

  • your total eligible New Funds received during the Promotion Period; and
  • your total subscriptions into eligible Fixed Rate Cash ISAs during the Promotion Period.

For example, if you transfer in £100,000 of New Funds but subscribe £50,000 into a Fixed Rate Cash ISA, your qualifying balance will be £50,000.

Yes. If you open multiple eligible Fixed Rate Cash ISAs during the Promotion Period, all qualifying subscriptions will be combined when calculating your cashback.

The maximum cashback available is £500 per customer.

Qualifying Balance

Cashback

Less than £20,000

£0

£20,000 to £49,999.99

£100

£50,000 to £99,999.99

£250

£100,000 or more

£500

Yes. During the Promotion Period, your qualifying balance is recalculated whenever eligible transactions occur.

If you add more qualifying funds, you may move into a higher cashback tier.

If you withdraw qualifying funds or close or transfer out a qualifying Fixed Rate Cash ISA before its maturity date, your cashback entitlement may reduce or be removed.

Your transfer can still qualify for the cashback promotion, provided your transfer request is submitted on or before 15 September 2026 and the funds are received by iFAST Global Bank no later than 30 September 2026.

Your cashback eligibility and qualifying balance will continue to be assessed until 30 September 2026, when your final cashback entitlement will be confirmed.

Transfers within the iFAST Group, iFAST Global View transfers, and foreign exchange conversions will not be considered New Funds and are not eligible for cashback.

For the avoidance of doubt, internal transfers between existing iFAST accounts (from iFAST Global Bank account to another iFAST Global Bank account) also not be eligible for cashback.   

Cashback will be paid into your Multi-Currency Current Account on the maturity date of the Fixed Rate Cash ISA that determines your final cashback tier (or the next working day if the maturity date falls on a non-working day).

The cashback payment date is determined by the Fixed Rate Cash ISA that enables you to reach the final cashback tier, rather than the first or earliest ISA opened. 

For example:  
If you qualify for the £250 cashback after opening multiple Fixed Rate Cash ISAs, and the Fixed Rate Cash ISA that takes you into the £250 cashback tier matures on 15 January 2028; your cashback will be paid into your Multi-Currency Current Account on 15 January 2028 (or the next working day if 15 January 2028 falls on a weekend or bank holiday).

If you close or transfer out your qualifying Fixed Rate Cash ISA before it matures, you will no longer be eligible for cashback.

Yes. Your Multi-Currency Current Account must remain open and active when the cashback is due to be paid.

Yes. You will forfeit your cashback if, before your cashback is paid, you:

  • close or transfer out your qualifying Fixed Rate Cash ISA before maturity;
  • withdraw qualifying funds where this affects eligibility
  • close your Multi-Currency Current Account before cashback is paid; or
  • no longer meet the Promotion Terms and Conditions.

During the Promotion, you can view your progress once you login online or in your mobile app. Your tracker will show:

  • your current qualifying balance;
  • your current cashback entitlement;
  • the next cashback tier; and
  • how much more you need to qualify for the next cashback level.

立即鎖定您的回贈
14 September 2026

把握這個限時優惠機會。立即開立您的固定利率現金ISA帳戶，並將符合資格的ISA資金轉入，即可開始賺取收益。

Cashback Gift