Idea
One QR Code for the World – Worldwide Scan & Pay with iFAST Global Bank

Mobile payments have fundamentally transformed the way people spend, particularly in China, where QR code payments have long become an essential part of everyday life.
Whether at restaurants, supermarkets, taxis, shopping centres, or countless other places, simply scanning a QR code to make a payment has become second nature.
But what happens when you travel abroad? While QR payment options are also available overseas, cross-border payments can often involve expensive foreign exchange charges and transaction fees. In some cases, payments may not even be processed successfully.
This is where iFAST Global Bank's Worldwide Scan & Pay comes in.
Pay with Confidence
With Worldwide Scan & Pay, you can use the iFAST Global Bank App to scan QR codes and make payments at participating merchants across more than 200 markets worldwide, allowing you to complete cross-currency payments directly from your mobile phone.
Worldwide Scan & Pay is linked directly to your iFAST Multi-Currency Current Account, eliminating the need to carry large amounts of cash or incur costly currency exchange fees. Simply scan a participating merchant's QR code and the payment will be deducted directly from your account. At the same time, a complete transaction history is maintained, making it easy to keep track of your spending.
If you hold multiple currencies with iFAST, you can even set your preferred currency deduction order for Worldwide Scan & Pay. This allows you to prioritise payments from specific currencies while preserving balances in currencies you would prefer not to use.
Available to Customers Worldwide
Another key advantage of Worldwide Scan & Pay is that it gives customers around the world greater flexibility in how they use their money.
Unlike the iFAST Global Bank Debit Card, which is currently available only to UK residents, Worldwide Scan & Pay is available to all iFAST Global Bank customers. This means that as soon as your iFAST Multi-Currency Current Account is opened, you can immediately start spending using your iFAST funds.
There is no need to wait until you have a UK address. From the day your account is opened, your iFAST account balance is ready to use, giving you a convenient payment solution wherever you are.
Travel Smarter
As international travel continues to recover and global mobility increases, banking services should make life easier rather than create additional obstacles.
Worldwide Scan & Pay is one example of how iFAST Global Bank helps customers around the world spend with ease, providing greater convenience, confidence, and peace of mind wherever they may be.
Whether you are in Europe, America, China, or anywhere else in the world, paying for everyday purchases should be as simple and convenient as it is at home.
Scan & Pay is available only for cross-currency payments. Availability of QR payment services may vary by country and merchant. Terms and conditions apply.
iFAST Global Bank is a member of the Financial Services Compensation Scheme (FSCS).
iFAST Global Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 716167. We are registered in England and Wales, our company number is 4797759.
Please note that the provided details serve as general information and should not be considered as financial advice or endorsements. We strongly advise customers to diligently carry out their own research and consider seeking expert guidance for tailored financial choices.
