Idea
When Geopolitics Changes Your Flight Route, What Happens to Your Travel Budget?

When you get on a flight, you usually expect to arrive at the destination that you booked. Most of the time, that happens. But most of the time isn’t 100% of the time. On occasion, a flight can be diverted to an alternate airport. This can be because of temporary air restrictions, medical emergencies, technical issues, bad weather, fuel, or any number of possible issues that would force the plane to land at an airport other than the intended one. But what happens to the passengers? How do they get to their final destination? And what happens if you have a connecting flight that you’ve now missed?
What causes a flight diversion
Fight diversions are surprisingly rare but have many causes. These include:
Adverse weather conditions, such as a typhoon or other storm.
Serious technical issues, such as a hydraulic or fuel problem, that impairs a plane’s vital functions.
A medical emergency, such as a stroke, heart attack, or a pregnant mother giving birth.
An on-board threat, such as an unruly passenger that poses danger to other passengers, flight crew, or both.
An incident at the destination airport, such as a bomb threat or cyberattack.
All of these options are reason for a pilot to make the decision to divert the flight to the nearest approved airport to land at, ensuring that there are adequate facilities nearby. These facilities might include the correct runway length and width, correct approach procedures for the aircraft’s model, appropriate maintenance and relief facilities, appropriate medical facilities, English-speaking staff, nearby accommodation for crew and passengers, and other requirements. Depending on the nature of the diversion, some facilities will be prioritised over others, but certain facilities, such as runway length and width, approach procedures, and English-speaking staff, are considered mandatory.
What to do if your flight is diverted?
If your flight is diverted, the first thing to do is to remain calm. A diversion doesn’t always mean you’ll be in for a long day. Diversions involving passengers, such as an unruly individual, or an individual in medical distress, can be solved quickly, as much of the issue is simply transporting the individual off the plane and towards the relevant personnel. If you’re diverted for any significant period of time, things get more complicated.
Depending on the airline’s terms of service, the origin of your flight, the nationality of the airline, and applicable governmental regulation, passengers may be entitled to various services, such as reasonable standard of care, meal vouchers, free flight rebooking, refunds (if the flight cannot continue), and hotel accommodation plus transport to and from the airport if the delay requires an overnight stay. It’s important to understand exactly what the airline will pay for, and if they will pay upfront, or require you to file a reimbursement claim. If the diversion was within the airline’s control, such as a mechanical failure, passengers may also be entitled to compensation. In extraordinary cases, such as severe weather, compensation no longer applies, however most airlines still provide the other services listed above, including free rebooking and hotels when needed.
What if I need to pay?
If you need to pay for any expenses incurred as a result of the diversion, ensure that you keep receipts. Regardless of if the receipts are for the airline’s reimbursement, or your own travel insurance, you’ll need to show proof of what you bought in order to be compensated. Despite documentation, airlines or insurance companies may only compensate you for the pure value of the items or services, and may not compensate any additional expenses, such as bad foreign currency rates and exchange fees that may be incurred by paying with your home bank card. Paying with the local currency is always easier, and the iFAST Global Bank Multi-Currency debit card ensures that you have native access to up to 11 different currencies, allowing you to pay locally without extra fees or rates*. And even if you don’t have any of the local currency on hand, you can use the iFAST GB app to simply convert money from any of your existing balances, fee-free at competitive market rates.
*Available to UK Residents only, T&Cs Apply.
Safely handle setbacks
Diversions on plane flights are few and far between, but it’s always good to be prepared. The best thing you can be armed with when a diversion takes place is knowledge of exactly what you’re owed as a passenger on a diverted plane, which allows you to properly state your case to the airline. Regardless of the compensation plan, ensure that you keep receipt documentation of anything that you pay for, ensuring that you’re financially protected in case of any claims. Finally, always carry a multi-currency option like the iFAST Global Bank Multi-Currency debit card to ensure that you aren’t stuck with extra fees if you have to pay yourself.
Diversions may be rare, but it always pays to be prepared.
iFAST Global Bank is a member of the Financial Services Compensation Scheme (FSCS).
iFAST Global Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 716167. We are registered in England and Wales, our company number is 4797759.
Please note that the provided details serve as general information and should not be considered as financial advice or endorsements. We strongly advise customers to diligently carry out their own research and consider seeking expert guidance for tailored financial choices.
