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Smart Times to Open a HKD Fixed Term Deposit

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iFAST Global Bank

23 Jul 2025 · visibility 3403 views
This rate is no longer available. Please refer to our latest post or visit our website for the current interest rates.


When it comes to building your future, every smart decision counts. The Hong Kong Dollar remains a resilient currency across Asia and now. 

At iFAST Global Bank, our HKD Fixed Term Deposits offer attractive interest rates of up to 2.80% AER, helping you grow your savings with confidence. 

Whether you are planning for your family, investing in education, or preparing for meaningful life goals, this is a simple, stable, and rewarding way to make your money work harder for you. 


Why choose iFAST HKD Fixed Term Deposit? 

✅ Rates up to 2.80% AER with terms from 1 to 24 months 
✅ Flexible savings with capital protection 
✅ Start small and grow steadily 

Your savings deserve more than just sitting idle. Let them grow with purpose. 

 

What You Can Expect 

🔹 Flexible Terms 
Choose a term from 1 to 24 months. HKD and other major currencies available 

🔹 No Interest Cap 
Begin with just 1 HKD. There’s no limit to how much your deposit can earn 

🔹 Your Money Is Safe 
As a UK licensed bank, your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person. 

 

*iFAST Global Bank Fixed Term Deposits are subject to a fixed deposit term. Early withdrawal before maturity is not permitted unless under exceptional circumstances and may result in loss of all accrued interest. A 14-day cooling-off period applies from the date of application, during which you may cancel your fixed term deposit without penalty. More details can be found on our website at www.ifastgb.com. Deposits up to £85,000 are fully protected by FSCS (Financial Services Compensation Scheme). More details: https://www.fscs.org.uk/. T&Cs apply. 

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Savings

iFAST Global Bank is a member of the Financial Services Compensation Scheme (FSCS).

iFAST Global Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 716167. We are registered in England and Wales, our company number is 4797759.

Please note that the provided details serve as general information and should not be considered as financial advice or endorsements. We strongly advise customers to diligently carry out their own research and consider seeking expert guidance for tailored financial choices.