Earn up to 3.51% AER (Variable) on Notice Deposit

A Notice Deposit works like a fixed term deposit but with important differences: 

• With a fixed term deposit, you usually only get your interest at maturity. 
• With a Notice Deposit, you earn interest daily, so your savings grow day by day. 
• If you want to take your money out, just give us 95 days’ notice. 
  
  The rate is variable, not fixed: 
• If the rate goes up, you normally enjoy the new rate from the next day. 
• If the rate goes down, you’re protected — the new rate only takes effect 109 days later. 

 🔹 How Notice Deposits Work 
A Notice Deposit is simple: you save your money in the account, and if you want to take it out, you just let us know in advance — 95 days’ notice. There’s no fixed end date, so your savings keep earning interest every day until you choose to withdraw. 

 🔹 Can the interest rate change? 
Yes. If we increase your rate, the higher rate usually applies from the next business day. 
If we decrease your rate, you’re protected — we’ll give you at least 109 days’ notice before the lower rate takes effect. If you decide to withdraw, your usual 95-day withdrawal notice still applies. 

🔹 Why savers choose Notice Deposits: 

✅ Daily interest — growth you can see every day 

✅ Variable rate — quick benefit if rates rise, protection if they fall 

✅ Flexibility — no fixed maturity, just plan ahead with notice 

✅ Protection — eligible deposits covered by FSCS up to £85,000 

💡 iFAST Global Bank 95-Day Notice Deposits 

With iFAST Global Bank, you can enjoy competitive rates across multiple currencies: 

• GBP Notice Deposit – 3.51% AER (Variable)

• USD Notice Deposit – 3.05% AER (Variable)

• HKD Notice Deposit – 2.39% AER (Variable)

 
If you’re looking for a smarter way to grow your savings, while keeping access to your money when you need it, iFAST’s Notice Deposit gives you the right balance of growth, flexibility, and peace of mind.