Idea
Earn Up to 4% AER on GBP Fixed Deposit
by
iFAST Global Bank
This rate is no longer available. Please refer to our latest articles or visit our website for the current interest rates.
Looking to lock in higher returns on your GBP savings?
We offer a range of savings options designed to support your financial goals, whether you’re planning for the future, saving towards a mortgage, or working towards a dream holiday.
With iFAST Global Bank, your money can work harder for you.
We’ve just introduced a new 3-year Fixed Term Deposit. Effective from 19 December 2025, you can now enjoy rates of up to 4.00% AER, giving you another secure way to grow your savings with confidence.
Revised & Newly Launched Fixed Deposit Rates
Additionally, Banking with us includes:
Earn 2.90% AER (variable)* on GBP balances held in your everyday Multi-Currency Current Account — with your money available for spending, transfers and payments as usual.
*The GBP interest rate on the current account will change to 2.65% AER (variable) with effect from 2 January 2026.
Your money is protected
As a fully UK Licensed Bank, we assure you that your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person.
Start growing your money today!
iFAST Global Bank – Banking Without Boundaries
*Interest is calculated daily and paid out monthly. The interest you receive may be subject to UK tax, depending on your individual circumstances for which you should seek independent advice. The rates provided are the published rates as of 22/12/2025. Details regarding the interest rates for other currencies can be found on our website at www.ifastgb.com. Please refer to our website for full terms and conditions.
^iFAST Global Bank Fixed Term Deposits are subject to a fixed deposit term. Early withdrawal before maturity is not permitted unless under exceptional circumstances and may result in loss of all accrued interest. A 14-day cooling-off period applies from the date of application, during which you may cancel your fixed term deposit without penalty. More details can be found on our website at www.ifastgb.com. Deposits up to £120,000 are fully protected by FSCS (Financial Services Compensation Scheme). More details: https://www.fscs.org.uk/. T&Cs apply.
iFAST Global Bank is a member of the Financial Services Compensation Scheme (FSCS).
iFAST Global Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 716167. We are registered in England and Wales, our company number is 4797759.
Please note that the provided details serve as general information and should not be considered as financial advice or endorsements. We strongly advise customers to diligently carry out their own research and consider seeking expert guidance for tailored financial choices.
