Savings Start with Earning: Earn up to £500 Cashback with a Fixed Rate Cash ISA.

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iFAST Global Bank

13 Jul 2026 · visibility 14 views

Looking to make more of your tax-free savings?

From 13 July to 15 September 2026, you can earn a Reward of up to £500 cashback when you add New Funds to an eligible iFAST Global Bank Fixed Rate Cash ISA.

Whether you're transferring an ISA from another provider or subscribing using your available ISA allowance, your qualifying deposits can help you build your Qualifying Balance while benefiting from competitive fixed tax-free interest.


Reward Amount

Your cashback is determined by your Qualifying Balance.

Qualifying Balance

Reward Amount

£20,000–£49,999.99

£100

£50,000–£99,999.99

£250

£100,000 or more

£500

If you open more than one qualifying Fixed Rate Cash ISA during the Promotion Period, we'll add together the amounts you invest to calculate your cashback. We'll pay your cashback into your Multi-Currency Current Account when the Fixed Rate Cash ISA that determines your final cashback matures.


Competitive Fixed Rate Cash ISA Rates

Product

Tax-Free / AER

1-Year Fixed Rate Cash ISA

4.20%AER

2-Year Fixed Rate Cash ISA

4.25%AER


How to qualify

To participate in the Promotion, you must:

·         hold or open an eligible iFAST Global Bank Multi-Currency Current Account

·         add eligible New Funds during the Promotion Period

·         submit your Fixed Rate Cash ISA application by 15 September 2026

·         where applicable, submit your ISA transfer-in request by 30 September 2026 

·         keep your qualifying Fixed Rate Cash ISA until maturity.


What are New Funds?

For the purposes of this Promotion, New Funds are funds that:

·         were not already held with iFAST Global Bank before the Promotion Period; and

·         are transferred into iFAST Global Bank during the Promotion Period by:

o   transferring funds from another financial institution; or

o   transferring an ISA directly from another ISA provider.

The following are not considered New Funds:

·         balances already held with iFAST Global Bank before the Promotion Period;

·         funds withdrawn and subsequently redeposited during the Promotion Period;

·         transfers from investment accounts or platforms within the iFAST Group, including iFAST Global View or Transfer within iFAST Group; or

·         foreign exchange conversions of existing iFAST Global Bank balances.


Frequently Asked Questions

Can I open more than one Fixed Rate Cash ISA?

Yes. If you open multiple qualifying Fixed Rate Cash ISAs during the Promotion Period, their balances will be combined when determining your Qualifying Balance and corresponding Reward Amount.

Can I combine ISA transfers and new subscriptions?

Yes. Eligible New Funds received through ISA transfers and eligible new subscriptions during the Promotion Period contribute towards your Qualifying Balance.

Can I use my 2026/27 ISA allowance?

Yes. Eligible subscriptions using your available ISA allowance qualify provided they are funded with New Funds.

I already have an ISA elsewhere. Can I transfer it?

Yes. Eligible ISA transfer-in requests must be submitted by 15 September 2026. Qualifying transfers successfully received into your Fixed Rate Cash ISA by 30 September 2026 will be included when your eligibility is assessed.

When will I receive my cashback?

The cashback payment date is determined by the Fixed Rate Cash ISA that enables you to reach the final cashback tier, rather than the first or earliest ISA opened.

For example:
If you qualify for the £250 cashback after opening multiple Fixed Rate Cash ISAs, and the Fixed Rate Cash ISA that takes you into the £250 cashback tier matures on 15 January 2028; your cashback will be paid into your Multi-Currency Current Account on 15 January 2028 (or the next working day if 15 January 2028 falls on a weekend or bank holiday).

Can I withdraw my money before maturity?

Yes, you may choose to withdraw your money before the maturity date. However, Fixed Rate Cash ISAs are designed to be held until maturity, and an early withdrawal may result in the loss of accrued interest, in accordance with the account terms.

Please note that if you withdraw your funds before the maturity date of the qualifying Fixed Rate Cash ISA, you will no longer be eligible to receive the cashback Reward Amount under this Promotion.

Ready to make your savings work harder?

Build your Qualifying Balance , earn competitive fixed tax-free interest and receive up to £500 cashback.

Apply today


iFAST Global Bank is a member of the Financial Services Compensation Scheme (FSCS).

iFAST Global Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 716167. We are registered in England and Wales, our company number is 4797759.

Please note that the provided details serve as general information and should not be considered as financial advice or endorsements. We strongly advise customers to diligently carry out their own research and consider seeking expert guidance for tailored financial choices.